About Insured and Ready

We started Insured and Ready in 2022 for a simple reason: the writing we wanted to read about health cover, home & contents, motor mostly did not exist, and what did exist was selling something.

The tone we aim for is plain, sceptical of sales language, focused on exclusions — we assume you are intelligent, busy, and able to tell when you are being flattered.

What we cover

The site is organised into 6 sections:

• Health Cover — What health policies include, exclude and make you wait for.
• Home & Contents — Buildings, contents, accidental damage and the claims that get refused.
• Motor — Vehicle cover, excesses, no-claims protection and total-loss valuations.
• Travel — Medical limits, pre-existing conditions, activities and repatriation.
• Life & Income — Term cover, income protection and who actually needs which.
• Making a Claim — Evidence, timing, loss adjusters and what to do when a claim is declined.

Who writes it

Every article carries a named writer with a profile page, and nothing is published anonymously. You can see the full list on our writers page.

How it is funded

Insured and Ready is funded by advertising. Advertisers have no sight of, and no influence over, what we publish — the wall between the two is described in full in our editorial policy.

Who publishes it

Insured and Ready is published by Harbourfront Editorial, a sole proprietorship of Nitin Goel, 23, Nehru Colony, Faridabad, Haryana, 121001, India. Telephone: +91 70211 06810.

Editorial enquiries: editorial@insuredandready.com. Corrections: corrections@insuredandready.com. Advertising: advertising@insuredandready.com. Or use the contact form, which reaches the same desk.

Corrections

We correct errors of fact promptly and visibly. If you spot one, tell us — see the corrections section of our editorial policy for what happens next.