Life & Income
Term life cover is simple, and that is the point
Most people need a fixed amount for a fixed period. Almost everything more complicated is solving a different problem.
Life & Income
Term cover, income protection and who actually needs which.
2 articles · updated August 11, 2026
Life & Income
Income protection is the cover most people skip and most need
Insuring possessions is instinctive; insuring the income that buys them is not. The arithmetic points the other way.