Travel
Hiring a scooter abroad is where most travel cover stops
Two wheels, a beach road and a rental agreement in a language you do not read. Travel policies have a clause for exactly this.
Travel
Medical limits, pre-existing conditions, activities and repatriation.
21 articles · updated August 11, 2026 · page 2 of 2
Travel
Car hire excess cover and the desk that sells it twice
The rental includes damage cover with an excess large enough to hurt. Two separate products exist to remove it, and they work…
Travel
Unattended is the word that decides a travel theft claim
Almost every travel policy excludes theft of unattended property. The definition is narrower than the ordinary meaning of the word.
Travel
Epidemic and pandemic clauses were rewritten in both directions
After a period of global disruption, travel wordings changed. Some now cover more than they did, and some cover considerably less.
Travel
Cruise cover is an add-on because a ship is not a country
Medical care at sea is limited and expensive, and a missed sailing cannot be fixed by catching a later one. Cruise sections exist…
Travel
A reciprocal health card is not a travel policy
State-to-state agreements can pay for treatment abroad on local terms. They stop well short of what a travel insurer does.
Travel
Working abroad puts you outside a leisure travel policy
A trip taken for work is a different risk from a holiday, and most travel wordings say so in a single short definition.
Travel
The activity list decides whether a holiday accident is covered
Travel policies sort activities into tiers, and the tier decides the premium and the cover. Nothing about the tier is intuitive.
Travel
Call the assistance line before the hospital calls anyone
The emergency number on a travel policy is not a helpline. It is the office that authorises treatment, guarantees payment and moves…